Small Business Loans
We’re proud to partner with Merchant Growth, a leading provider of small business financing, to help you access the funds your business needs—in as little as 24 hours.
Apply Now
How it works
Advantages of Small Business Financing
Access up to $500,000 to fuel your business growth
Secure between $5,000 and $500,000 to grow your business. Through our trusted partner, Merchant Growth, you can access flexible financing options tailored to your needs— whether it’s fixed payments, flexible terms, or a line of credit. Once you complete your application, you’ll receive an instant, no- obligation quote so you know exactly what you qualify for. Accept the offer, and funds can be in your account within 24 hours.
Fast and Transparent Process
We believe transparency should be at the core of the financing process—getting the funds you need shouldn’t come with hidden costs or surprise admin fees. When you receive a quote and payment details from us, what you see is what you get. Plus, you’ll never be penalized for paying off your financing early.
Receive funding in as little as 24 hours
We can get your business the funds it needs within 24 hours of receiving a completed application. Apply today and let our dedicated support team guide you through the rest!
Apply Now
Minimum Eligibility Criteria
Monthly requirements to qualify for a Merchant Growth Small Business Loan
Location: Canada
Monthly Revenue: $10K
Time in business: 6 Months
How does it work?
Apply Online
Spend just 5 minutes sharing a few details online.
Review Offers
Your dedicated lending advisor will contact you and help you select the best offer.
Frequently Asked Questions
Equipment Finance Canada has partnered with Merchant Growth to provide small business owners and merchant partners with a fast, innovative way to access the financing they need to grow their businesses.
Term Financing provides your business with up to $800,000 in funding, often within 24 hours. Like a traditional fixed-rate loan, you receive a lump sum up front—but instead of monthly payments, the balance is repaid through frequent, predictable daily or weekly installments.
This structure is ideal for businesses with steady cash flow, as the consistent payment schedule makes budgeting simple and stress-free.
Your business must be Canada-based, operational for 6+ months, and processing at least $10,000/month in card transactions. A Relationship Manager will review your application—typically within 24 hours—to confirm eligibility
Term Financing is a flexible solution for almost any business need. Funds are advanced up front and repaid automatically through fixed daily or weekly payments over a 6–24 month term.
Once approximately one-third of the loan is repaid, your business may qualify for additional top-up financing—providing quick access to more capital as your needs grow.