Heavy Truck & Trailer Financing in Canada – 24-Hour Approvals
Equipment Finance Canada helps Canadian trucking businesses finance trucks and trailers, new or used, with up to 100% financing ($0 down) and a same-day pre-approval — a loan decision within 24 hours.
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Don't just take our word for it
Trusted by businesses across Canada
Real reviews from the owner-operators, contractors and companies we've financed — many funded within 24 hours of applying.
Big thanks to Garry at Equipment Finance Canada! He helped me get my new crane truck leased, and I couldn't be happier. Other companies gave me approval, but Garry beat them all by saving me $75,000 over the same term.
After trying to work with large banks directly and finding so many roadblocks for loans, we looked to EFC for financing our delivery trucks. Garry and his team were outstanding, making the process simple. Will be back!
I've worked with Garry multiple times for truck financing, and he has always exceeded expectations. He's secured terms and quotes that consistently beat out competitors, saving me both time and money.
I had an exceptional experience working with Garry at EFC. Clear, consistent communication is the most important factor for me, and Garry truly excelled in keeping me informed every step of the way.
Working with Harman and Garry was stress-free and easy. They understood what I required and worked with me to find the right financing solution. I've recommended them to many of my friends and colleagues.
I had an excellent experience with Equipment Finance Canada, especially with Gary Heran. He was knowledgeable, responsive, and genuinely committed to finding the best financing solution for my needs.
I highly recommend Equipment Finance Canada, I've used them for years. Just recently picked up two brand-new chassis thanks to EFC! Friends and family use them for truck and trailer financing too. They never let you down!
I got my truck financing through EFC and worked directly with Harman. The whole process was smooth and professional from start to finish. Harman went above and beyond to explain everything clearly.
From start to finish, the process was smooth, professional, and efficient. The paperwork was straightforward, the finance rate was great, and they made it happen seamlessly.
I got my equipment financed within 24 hours. They are really good at what they do and deserve an excellent rating. Ask for Garry.
Garry was great to work with. He walked me through the process and got me approved for the equipment I was looking for!
Garry and his team are fantastic to work with. Easy to reach and they accommodated all our needs. Highly recommend.
Big thanks to Garry at Equipment Finance Canada! He helped me get my new crane truck leased, and I couldn't be happier. Other companies gave me approval, but Garry beat them all by saving me $75,000 over the same term.
After trying to work with large banks directly and finding so many roadblocks for loans, we looked to EFC for financing our delivery trucks. Garry and his team were outstanding, making the process simple. Will be back!
I've worked with Garry multiple times for truck financing, and he has always exceeded expectations. He's secured terms and quotes that consistently beat out competitors, saving me both time and money.
I had an exceptional experience working with Garry at EFC. Clear, consistent communication is the most important factor for me, and Garry truly excelled in keeping me informed every step of the way.
Working with Harman and Garry was stress-free and easy. They understood what I required and worked with me to find the right financing solution. I've recommended them to many of my friends and colleagues.
I had an excellent experience with Equipment Finance Canada, especially with Gary Heran. He was knowledgeable, responsive, and genuinely committed to finding the best financing solution for my needs.
I highly recommend Equipment Finance Canada, I've used them for years. Just recently picked up two brand-new chassis thanks to EFC! Friends and family use them for truck and trailer financing too. They never let you down!
I got my truck financing through EFC and worked directly with Harman. The whole process was smooth and professional from start to finish. Harman went above and beyond to explain everything clearly.
From start to finish, the process was smooth, professional, and efficient. The paperwork was straightforward, the finance rate was great, and they made it happen seamlessly.
I got my equipment financed within 24 hours. They are really good at what they do and deserve an excellent rating. Ask for Garry.
Garry was great to work with. He walked me through the process and got me approved for the equipment I was looking for!
Garry and his team are fantastic to work with. Easy to reach and they accommodated all our needs. Highly recommend.
A simple application, and a fast answer
You wouldn't run old, slow equipment. So why wait on old, slow banks? Apply in a few minutes, we submit to the right lender for your file, and you get a credit decision within 24 hours.
Apply online
It takes less than five minutes to complete our online application form. Apply online from any device, wherever you are.
High approval ratio
Our leasing agents have perfected the art of applications, ensuring everything meets legal requirements, and pride themselves on our high approval ratio.
100% financing
= no down payment
Preserve your capital and finance your next equipment purchase with 100% financing. Many of the new equipment deals we make on behalf of customers require no upfront cash payments.
The lowest payments in Canada
Our strong relationships with Canada’s leading banks, financial institutions, and private lenders grant our customers access to the best payment terms and competitive interest rates.
Terms ranging from 12 to 84 months
Many different equipment leasing options available, giving your business the flexibility it needs.
Our experts find the best price for you
Trusted. Vetted. Secure.
Access to Canada’s leading lenders
Get access to our wide network of leading banks, financial institutions, and private lenders across Canada. Our team of experts connects you to the best rates available so you can get back to doing what you do best.
Get Approved in 24 Hours
Find the best financing option for your machinery and business needs
Discover a range of financing options for new and used equipment tailored to your business needs. We work with you to find the right tailored solution for your business.
Our experts find the best price for you and explain the terms and conditions clearly before you commit
We review and submit your application on your behalf, ensuring all the I’s are dotted and the T’s are crossed. Our team of experts is on hand throughout the process to offer personalized advice and support.
You receive a credit decision within a day
There’s no waiting around when you apply for equipment financing through EFC. We work directly with lenders to obtain credit decisions within 24 hours and notify you as soon as a decision has been made.
91% of the applications we submit get approved
Our mission is to make accessing equipment financing easy, quick, and stress-free, no matter the size of your project. With years of experience working with businesses across transportation, vehicle fleets, agriculture, construction, and other commercial industries, our team is best placed to provide tailored solutions that meet your specific needs.
91%
of submitted applications approved
24-hour
turnaround for approvals upon submission
Ready to get your equipment financed?
Tell us what you need and we'll bring you the best terms from our lender network. Most applications take under five minutes.
Get Approved in 24 Hours