Heavy Truck & Trailer Financing
A credit decision in 24 hours. Up to 100% financing on new or used trucks and trailers, with no money down.
Get Approved in 24 HoursCall Now
Don't just take our word for it
Trusted by businesses across Canada
Real reviews from owner-operators, contractors, and companies we've financed. Many were funded within 24 hours of applying.
Big thanks to Garry at Equipment Finance Canada! He helped me get my new crane truck leased, and I couldn't be happier. Other companies gave me approval, but Garry beat them all by saving me $75,000 over the same term.
After trying to work with large banks directly and finding so many roadblocks for loans, we looked to EFC for financing our delivery trucks. Garry and his team were outstanding, making the process simple. Will be back!
I've worked with Garry multiple times for truck financing, and he has always exceeded expectations. He's secured terms and quotes that consistently beat out competitors, saving me both time and money.
I had an exceptional experience working with Garry at EFC. Clear, consistent communication is the most important factor for me, and Garry truly excelled in keeping me informed every step of the way.
Working with Harman and Garry was stress-free and easy. They understood what I required and worked with me to find the right financing solution. I've recommended them to many of my friends and colleagues.
I had an excellent experience with Equipment Finance Canada, especially with Gary Heran. He was knowledgeable, responsive, and genuinely committed to finding the best financing solution for my needs.
I highly recommend Equipment Finance Canada, I've used them for years. Just recently picked up two brand-new chassis thanks to EFC! Friends and family use them for truck and trailer financing too. They never let you down!
I got my truck financing through EFC and worked directly with Harman. The whole process was smooth and professional from start to finish. Harman went above and beyond to explain everything clearly.
From start to finish, the process was smooth, professional, and efficient. The paperwork was straightforward, the finance rate was great, and they made it happen seamlessly.
I got my equipment financed within 24 hours. They are really good at what they do and deserve an excellent rating. Ask for Garry.
Garry was great to work with. He walked me through the process and got me approved for the equipment I was looking for!
Garry and his team are fantastic to work with. Easy to reach and they accommodated all our needs. Highly recommend.
Big thanks to Garry at Equipment Finance Canada! He helped me get my new crane truck leased, and I couldn't be happier. Other companies gave me approval, but Garry beat them all by saving me $75,000 over the same term.
After trying to work with large banks directly and finding so many roadblocks for loans, we looked to EFC for financing our delivery trucks. Garry and his team were outstanding, making the process simple. Will be back!
I've worked with Garry multiple times for truck financing, and he has always exceeded expectations. He's secured terms and quotes that consistently beat out competitors, saving me both time and money.
I had an exceptional experience working with Garry at EFC. Clear, consistent communication is the most important factor for me, and Garry truly excelled in keeping me informed every step of the way.
Working with Harman and Garry was stress-free and easy. They understood what I required and worked with me to find the right financing solution. I've recommended them to many of my friends and colleagues.
I had an excellent experience with Equipment Finance Canada, especially with Gary Heran. He was knowledgeable, responsive, and genuinely committed to finding the best financing solution for my needs.
I highly recommend Equipment Finance Canada, I've used them for years. Just recently picked up two brand-new chassis thanks to EFC! Friends and family use them for truck and trailer financing too. They never let you down!
I got my truck financing through EFC and worked directly with Harman. The whole process was smooth and professional from start to finish. Harman went above and beyond to explain everything clearly.
From start to finish, the process was smooth, professional, and efficient. The paperwork was straightforward, the finance rate was great, and they made it happen seamlessly.
I got my equipment financed within 24 hours. They are really good at what they do and deserve an excellent rating. Ask for Garry.
Garry was great to work with. He walked me through the process and got me approved for the equipment I was looking for!
Garry and his team are fantastic to work with. Easy to reach and they accommodated all our needs. Highly recommend.
Apply in minutes, not weeks
You wouldn't run old, slow equipment. So why wait on old, slow banks? Apply in a few minutes. We submit your file to the right lender, and you get a credit decision within 24 hours.
Apply online
It takes less than five minutes to complete. Apply from any device, wherever you are.
Checked before we submit
We review every file before it goes out, so it reaches the right lender with nothing missing.
100% financing
= no down payment
Keep your cash in the business and finance the whole purchase. Most new equipment deals we place need nothing upfront.
The lowest payments in Canada
We place a lot of business with Canada's top lenders. That buying power shows up in your rate.
Terms from 12 to 84 months
A range of equipment leasing options, so you can match the payment to your cash flow
One application, compared across our whole lender network
Trusted. Vetted. Secure.
Access to Canada's leading lenders
Our network covers banks, financial institutions, and private lenders across Canada. We shop your file across all of them and come back with the best rate we can get.
Get Approved in 24 Hours
Financing built around the machine and the business buying it
New or used, we find the structure that fits how your business actually earns.
Clear terms, explained before you sign anything
We prepare and submit the application for you, then walk you through the rate, the term, and the payment.
A credit decision within a day
We deal with the lenders directly and call you the moment a decision comes back.
91% of the applications we submit get approved
We've spent years financing businesses across transportation, construction, agriculture, and manufacturing. That experience means we know which lender suits your file before we submit it.
91%
of submitted applications approved
24-hour
turnaround on approvals once submitted
Ready to get your equipment financed?
Tell us what you need and we'll find the best terms in our lender network. Most applications take under five minutes.
Get Approved in 24 Hours